Simply adjusting your attitude will make a huge difference; after all, a rich life is one that's balanced and harmonious. You need to find a way to offset work with play before you (and everyone around you) end up miserable.
The creditors are gonna wipe you out if you don't start paying your bills on time, so suck it up and go shopping another day. Maybe if you found satisfaction in what you already owned, you'd discover contentment in life.
You're a user, so why try to hide it? If you have friends in high places, take advantage of their cache! After all, there's no point in maintaining associations with these folks if they can't benefit you in some way.
Trust your instincts if you feel a romantic spark — you really have nothing to lose. Don't think twice about introducing yourself to that lovely lady you think has been giving you the eye. More horoscopes!
Resolve your hang-ups, and fast. Your negative patterns seem to be destroying any chance you have at happiness, and your old issues are coming back to haunt you. No wonder, you're back to feeling depressed and miserable.